Ibotta: Earn Cash Back on Groceries and More

**Overview:**

Ibotta is one of the most popular cash back apps, primarily focused on groceries but also offering rewards on other purchases. Launched in 2012, Ibotta has since expanded its offerings to include a wide range of retailers and online stores.

**How It Works:**

1. **Sign Up:** Create a free account on Ibotta.

2. **Browse Offers:** Before you shop, browse the available offers in the app. These offers range from specific products to entire categories.

3. **Shop and Upload Receipt:** Purchase the products you’ve selected from participating retailers. Upload your receipt to the app.

4. **Earn Cash Back:** Once your purchase is verified, you’ll earn cash back, which can be withdrawn via PayPal, Venmo, or gift cards.

**Tips for Maximizing Savings:**

– **Combine Offers:** Use Ibotta in conjunction with store sales, coupons, and loyalty programs for maximum savings.

– **Invite Friends:** Earn referral bonuses by inviting friends to join Ibotta.

– **Link Loyalty Accounts:** Linking your store loyalty accounts can make earning cash back even easier.

Rakuten: Shop Online and Earn Cash Back

**Overview:**

Rakuten, formerly known as Ebates, is a cash back website and app that offers rewards for shopping online. With partnerships with thousands of retailers, Rakuten provides cash back on everything from electronics to clothing.

**How It Works:**

1. **Sign Up:** Create a free account on Rakuten.

2. **Shop Through Rakuten:** Start your shopping trip through the Rakuten app or website. Click on the retailer you want to shop with, and you’ll be redirected to their site.

3. **Earn Cash Back:** Complete your purchase, and the cash back will be credited to your Rakuten account.

4. **Get Paid:** Rakuten sends out payments quarterly via PayPal or check.

**Tips for Maximizing Savings:**

– **Use the Browser Extension:** The Rakuten browser extension alerts you to cash back opportunities as you browse online stores.

– **Double Cash Back Events:** Keep an eye out for special promotions where certain retailers offer double cash back.

– **Refer Friends:** Earn bonuses by referring friends to Rakuten.

Dosh: Automatic Cash Back for In-Store and Online Purchases

**Overview:**

Dosh is a cash back app that offers automatic rewards for both in-store and online purchases. By linking your credit or debit card to the app, you can earn cash back without having to upload receipts or activate offers manually.

**How It Works:**

1. **Sign Up and Link Card:** Create a free account and link your credit or debit card.

2. **Shop as Usual:** Use your linked card at participating retailers and restaurants.

3. **Earn Cash Back:** Dosh automatically tracks your purchases and rewards you with cash back.

4. **Withdraw Earnings:** Transfer your earnings to your bank account, PayPal, or donate to charity.

**Tips for Maximizing Savings:**

– **Link Multiple Cards:** Link all your credit and debit cards to ensure you never miss out on cash back.

– **Check the App for New Offers:** Regularly check the app for new participating retailers and promotions.

– **Travel Bookings:** Use Dosh to book hotels and earn significant cash back on your stays.

Honey: Save Money with Coupons and Cash Back

**Overview:**

Honey is a browser extension and mobile app that automatically applies the best coupon codes at checkout. In addition to finding coupons, Honey also offers a cash back program called Honey Gold.

**How It Works:**

1. **Install the Extension:** Add the Honey extension to your browser.

2. **Shop Online:** Shop as usual, and Honey will find and apply the best coupon codes at checkout.

3. **Earn Honey Gold:** Some purchases will earn you Honey Gold, which can be redeemed for gift cards.

4. **Redeem Honey Gold:** Accumulate Honey Gold and redeem it for gift cards to popular retailers.

**Tips for Maximizing Savings:**

– **Price Drop Alerts:** Use Honey’s Droplist feature to track price drops on items you want to buy.

– **Stack Savings:** Combine Honey’s coupon codes with cash back offers from other apps like Rakuten.

– **Invite Friends:** Earn additional Honey Gold by referring friends to the app.

Shopkick: Earn Rewards for Shopping and Scanning

**Overview:**

Shopkick is a unique cash back app that rewards you with points (called “kicks”) for shopping, scanning barcodes, and even just walking into stores. These points can be redeemed for gift cards to your favorite retailers.

**How It Works:**

1. **Download the App:** Install Shopkick on your smartphone and create an account.

2. **Earn Kicks:** Earn kicks by walking into stores, scanning barcodes of selected products, making purchases, and submitting receipts.

3. **Redeem Kicks:** Redeem your kicks for gift cards to retailers like Amazon, Target, and Starbucks.

**Tips for Maximizing Savings:**

– **Daily Check-Ins:** Check the app daily for new opportunities to earn kicks.

– **Link Your Credit Card:** Link your credit card to earn kicks automatically on qualifying purchases.

– **Use the Shopping List:** Utilize the in-app shopping list feature to plan your purchases and earn more kicks.

Fetch Rewards: Simple and Fun Receipt Scanning

**Overview:**

Fetch Rewards is a user-friendly app that rewards you for scanning your grocery receipts. Unlike other cash back apps, you don’t need to pre-select offers; just scan your receipt and earn points for qualifying purchases.

**How It Works:**

1. **Download the App:** Install Fetch Rewards and create an account.

2. **Scan Receipts:** After shopping, scan your grocery receipt with the app.

3. **Earn Points:** Earn points for every qualifying purchase listed on your receipt.

4. **Redeem Points:** Redeem your points for gift cards to various retailers.

**Tips for Maximizing Savings:**

– **Submit All Receipts:** Scan every grocery receipt, even if you’re not sure it includes qualifying purchases.

– **Refer Friends:** Earn bonus points by referring friends to Fetch Rewards.

– **Check Special Offers:** Look for special offers within the app to earn additional points on specific products.

Receipt Hog: Turn Receipts into Rewards

**Overview:**

Receipt Hog is a fun and engaging app that rewards you for uploading receipts from any retailer. In addition to earning coins that can be redeemed for cash or gift cards, you can also participate in surveys and sweepstakes.

**How It Works:**

1. **Download the App:** Install Receipt Hog and create an account.

2. **Upload Receipts:** Take photos of your receipts from any store and upload them to the app.

3. **Earn Coins:** Earn coins for each receipt you upload, as well as for completing surveys and other activities.

4. **Redeem Coins:** Redeem your coins for cash via PayPal or Amazon gift cards.

**Tips for Maximizing Savings:**

– **Upload All Receipts:** Upload receipts from every purchase to maximize your earnings.

– **Complete Surveys:** Participate in surveys and other activities within the app to earn additional coins.

– **Check for Bonuses:** Look out for bonus opportunities and sweepstakes entries to boost your rewards.

Swagbucks: Multiple Ways to Earn Cash Back and Rewards

**Overview:**

Swagbucks is a versatile rewards platform that offers multiple ways to earn cash back and rewards, including shopping online, watching videos, taking surveys, and playing games.

**How It Works:**

1. **Sign Up:** Create a free account on Swagbucks.

2. **Earn SB:** Accumulate Swagbucks (SB) by completing various activities such as shopping, taking surveys, watching videos, and more.

3. **Redeem SB:** Redeem your SB for gift cards or cash via PayPal.

**Tips for Maximizing Savings:**

– **Daily Goals:** Set and achieve daily goals to earn bonus SB.

– **Shop Through Swagbucks:** Always start your online shopping trips through the Swagbucks portal to earn cash back.

– **Refer Friends:** Earn bonus SB by referring friends to Swagbucks.